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It’s no secret that driving may be a costly business. As if paying for driving lessons, a theory test, and a practical test didn’t cost enough, younger drivers get the short end of the stick when it involves paying for automobile insurance too. But don’t worry, we’ve got you covered. Read on to get our top recommendations on finding the most cost-effective automobile insurance for younger drivers.
To help you navigate the confusing world of automobile insurance, has teamed up with our good friends and renowned insurance experts, We’ll confirm you’re within the realize how best to stay your insurance costs down, which insurance group to travel with, and where to travel to urge the proper deal for you.

Why do younger drivers pay more than everyone else for their car insurance?

Each driver’s insurance bracket is determined by how likely they are to make a claim. As younger drivers are statistically the most likely demographic to be involved in a road accident, insurers require them to pay more to cover this additional risk.

There are 50 different insurance groups altogether, which means that there are a lot of factors affecting which bracket you and your vehicle will come under. To help make things clearer, take a look at this handy guide on insurance groups which should give you some indication of where you are on the scale.

Before you commit to a deal, it’s important to make sure that you know which type of cover will be right for you. The three categories are:

  • Third-party only
  • Third-party, fire, and theft
  • Comprehensive

The insurance policy you choose is entirely up to you, but it’s always worth knowing more about which options are available to you and what they entail before you make a decision.

Factors that can affect the price of your car insurance

  • The type of car you choose (the smaller the engine, the lower the cost)
  • The type of security (the safer the car, the lower the cost)
  • Who drives and owns your vehicle
  • How and where you use your car
  • The type of cover you choose
  • The level of excess you pay





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